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What happens if the other driver does not have insurance?

According to the Insurance Information Institute, an estimated 13% percent of drivers across the United States did not have auto liability insurance in 2015. Colorado's share of uninsured drivers is even higher at 13.3%.  Colorado ranked 19th on the list of states with the most uninsured drivers. Many at fault drivers who have insurance fail to buy enough coverage to compensate their victims for the injuries caused in a traffic wreck.

Consequently, people injured in Colorado car crashes often rely on their own insurance for compensation. If an at-fault driver does not have insurance or has inadequate insurance to cover your loss, your Colorado injury lawyer may run an insurance trace to identify any other insurance policies that may cover the vehicle. If the at-fault driver did not own the vehicle involved in the crash, your injury attorney will likely investigate insurance coverages maintained by the vehicle's owner. In addition, the owner may have personal liability for entrusting their car to the person who caused the accident. Your Colorado injury attorney may investigate the personal assets of the driver, owner of the vehicle, or anyone else who may be responsible to determine if there are assets that can be claimed in litigation to pay for the total loss incurred by the injured person.